Lifted Trucks Blog

If you’ve been waiting for the right time to buy a lifted truck for your business, 2025 might be your year. Thanks to the new federal legislation known as the One Big Beautiful Bill (OBBB)—signed into law in July 2025—consumers and business owners can now unlock powerful tax write-offs on qualifying truck purchases. Whether you’re an independent contractor, ranch owner, small business, or a fleet manager, this bill offers major tax incentives that can dramatically improve your bottom line.

Let’s break down how this new legislation impacts you—and why purchasing a Lifted Truck might be one of the smartest financial moves you can make in 2025.

100% Write-Off in Year One: Bonus Depreciation Is Back

The standout provision in the OBBB is the return of 100% bonus depreciation for qualifying assets—including trucks used for business purposes. As of January 19, 2025, businesses that purchase a qualified vehicle and place it in service that same year may write off the full cost in Year One.

This immediate deduction offers a huge advantage for:

• Construction business owners

• Ranchers and agricultural operators

• Independent delivery drivers and logistics managers

• Real estate professionals and mobile service providers

Lifted trucks with a Gross Vehicle Weight Rating (GVWR) of over 6,000 lbs—which includes many of our custom Ford F-250s, Ram 2500s, Chevy Silverado 2500s, and similar heavy-duty options—qualify as “listed property,” meaning they are eligible for bonus depreciation if used more than 50% for business.

Example:

If you buy a $72,000 lifted truck for your landscaping business and use it exclusively for work, you can deduct all $72,000 in the 2025 tax year—provided it’s placed in service after January 19, 2025.

Section 179 Expensing: Additional Write-Off Power

Alongside bonus depreciation, Section 179 of the IRS tax code allows business owners to deduct up to $2.5 million in business equipment purchases for 2025, with a phase-out beginning at $4 million.

This applies to:

• Trucks used for business

• Vehicles over 6,000 lbs GVWR (such as lifted diesel trucks and custom ¾-ton models)

• Accessories and upfitting equipment like winches, toolboxes, racks, and off-road modifications

For many business owners, combining Section 179 deductions with 100% bonus depreciation results in a complete first-year write-off, delivering a major return on investment while upgrading your fleet or work vehicle.

New Auto Loan Interest Deduction for Consumers

The OBBB also introduced a powerful consumer-focused benefit: a brand-new auto loan interest deduction for vehicles assembled in the U.S. and purchased after January 1, 2025. This means that qualifying individuals can deduct up to $10,000 per year in interest on auto loans used to purchase eligible new vehicles.

If you’re financing a lifted truck from brands like Ford, Chevrolet, GMC, or Ram, and that vehicle was manufactured in the U.S., this deduction could offer a substantial annual tax break.

Note: The deduction phases out for high earners—those making over $100,000 (individual) or $200,000 (joint filers).

Why This Matters for Truck Buyers in 2025

These tax changes are designed to encourage investment in durable, American-built vehicles. For business owners and entrepreneurs, it’s a golden opportunity to modernize your operations, upgrade your vehicle, and save significantly on taxes.

Even if you’re not a large corporation, these tax rules apply to sole proprietors, S-Corps, LLCs, and partnerships. If you use your truck to transport tools, equipment, materials, or products—or to meet with clients or conduct off-site work—you may qualify for these benefits.

Lifted Trucks That May Qualify

At Lifted Trucks, we specialize in selling high-performance, professionally upfitted trucks that meet or exceed the requirements for these deductions. Some common examples that may qualify include:

• Ford F-250 Super Duty Lariat

• Chevrolet Silverado 2500 HD LTZ

• Ram 2500 Laramie or Rebel

• GMC Sierra 2500 Denali HD

• Toyota Tundra CrewMax TRD Pro (if over 6,000 lbs GVWR and used for business)

We also offer trucks with upgraded suspension systems, towing packages, aftermarket wheels and tires, and other customizations that serve specific industry needs—especially in construction, ranching, roofing, delivery, and more.

Important Guidelines to Keep in Mind

1. Business Use Requirement: To qualify for full deductions, the vehicle must be used more than 50% for business purposes.

2. GVWR Minimum: Vehicles over 6,000 lbs GVWR are subject to fewer IRS limits and offer greater deduction potential.

3. Placed-in-Service Rule: To qualify for bonus depreciation, your truck must be placed in service after January 19, 2025.

4. Documentation: Maintain mileage logs, proof of business use, and receipts for any customizations or accessories.

Final Thoughts: Why 2025 Is the Year to Buy a Lifted Truck for Your Business

If you're on the fence about upgrading your work truck or investing in a new vehicle for your company, the One Big Beautiful Bill just gave you a compelling reason to act now. Between the reinstated 100% bonus depreciation, expanded Section 179 deductions, and the new auto loan interest deduction, 2025 is shaping up to be one of the most financially rewarding years in recent memory for purchasing a custom or lifted truck.

Let Lifted Trucks help you choose the perfect vehicle that works just as hard as you do—and now, thanks to this bill, pays you back come tax season.

Explore Our Inventory and Maximize Your 2025 Tax Return

Whether you’re a small business owner, a contractor, or someone who just wants to drive an incredible truck and still save at tax time, Lifted Trucks has the right vehicle for you. Shop our nationwide inventory today and take advantage of these unprecedented tax benefits before the year ends.

Disclaimer: Lifted Trucks is not a financial advisor. Always seek professional advice from a qualified tax professional.